JOIN THE VALLEY LENDING TEAM

Looking for Licensed Mortgage Loan Officer

Location: Remote

Employment Type: Full-Time and Part-Time

About Us:

Here at Valley Lending, our mission is to empower our clients with personalized mortgage solutions for home purchasing and refinancing. We are dedicated to making the mortgage process easy and stress-free while providing exceptional service and building long-lasting relationships. With integrity and expertise, we strive to make homeownership and refinancing straightforward and achievable, helping you meet your financial goals.

Position Overview:

We are seeking motivated and experienced Licensed Mortgage Loan Officers to join our growing team. In this role, you will work closely with clients to understand their mortgage needs, provide expert advice, and facilitate the loan process from application to closing. Your ability to build strong relationships and deliver top-notch service will be key to your success in this role.

Key Responsibilities:

· Develop and maintain relationships with clients, real estate agents, and other industry professionals.

· Assess clients' financial situations and advise on appropriate mortgage solutions.

· Guide clients through the loan application process, ensuring accuracy and completeness of documentation.

· Review and analyze financial information, credit reports, and other relevant data.

· Negotiate loan terms and conditions with clients and underwriters.

· Stay up to date with industry trends, market conditions, and regulatory changes.

· Provide exceptional customer service and support throughout the loan process.

· Qualifications:

· Valid Mortgage Loan Officer license in at least one of the following states: Michigan, Virginia, Florida, Texas, Ohio.

· Proven experience as a Mortgage Loan Officer.

· Strong understanding of mortgage products, loan processing, and underwriting.

· Excellent communication skills.

· Ability to work independently and manage multiple priorities effectively.

· Proficiency in mortgage software and tools.

· Strong attention to detail and problem-solving skills.

What We Offer For Our Loan Officers:

· High commission structure ensures top earning for our dedicated MLO’s

· Referral Program loan originator will receive 10BPS for all loans closed by referred loan originator for as long as both MLO’s are simultaneously employed through Valley Lending

· Competitive pricing for our clients

· Every product you can imagine

· Partnered with top 10+ lenders to offer a wide range of mortgage products.

· Team of mortgage processors that prepare loan documents, order verifications of employment, order title work, order homeowners insurance, order payoffs, follow up with underwriters and clients on the loan originators behalf, etc.

· Free credit pulls through preferred lender

· Free credit repair services for clients (Help making the deal close)

· Access to mortgage support hotline

· Marketing support (Social media,Flyers,Direct mail, Networking events)

· Systems support

· Lender support

· CRM

STOP LOSING DEALS:

· Stop losing deals to rates

· Stop saying no to clients that can buy

· Stop saying no to clients with credit scores as low as 500

· Stop accepting poor service from your underwriters and processors

UNIQUE PRODUCTS OFFERED:

· 1% Down loans

· USDA loan

· DSCR loans

· Bank statement loans

· Conventional mortgage

· Flex term

· FHA loan

· FHA 203(K) renovation

· VA loan

· Temporary rate buydown

· 500 FICO purchase

Valley Lending is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.